Preparing to Buy

Before you start shopping for your property, it is a good idea to make some preparations.

Speaking With a Mortgage Lender

Unless you are paying cash for a property, you will need to take the time to speak and/or meet with a mortgage lender. A mortgage lender will guide you through the loan application process as you work to secure financing a home. They will also provide different loan options that will best fit or tailor your needs before purchasing a home.

Begin and Complete Initial Application

Upon completing the initial application, gather all of your important financial documents. Regardless of the loan type, lenders will need information about you. Make copies of financial statements; bank accounts, investments, pay stubs, two years’ tax returns and w2’s.

For me information related to financing, please refer to our Financing Guide